The new way to
pay your employees.

We offer employees access to a portion of their earnings,
before payday.

Trusted and used by South Africa’s most forward-thinking employers.

How does it work?

Employees register via their cell phones and can access their earnings within 60 seconds.

*USSD: The employees that do not have Whatsapp, can use USSD to use SmartWage. This means that they can dial *120*20030# and follow the steps to take an advance.

Employees register by contacting SmartWage through Whatsapp or USSD.

*USSD: The employees that do not have Whatsapp, can use USSD to use SmartWage. This means that they can dial *120*20030# and follow the steps to take an advance.

Employees can access up to 25% of their already earned income.

Employees can learn the financial tools to better their spending behaviours.

Employees can access up to 25% of their already earned income.

SmartWage pays the amount requested directly into the employee’s bank account.

Employees can learn the financial tools to better their spending behaviours.

Why SmartWage?

The market leader in earned wage access in South Africa.

Easy

All advances are funded by SmartWage

Safe

SmartWage is 10x cheaper than all forms of payday loans on the market

Responsible

SmartWage only gives employees access to 25% of their earnings

See what our clients have to say about SmartWage

Jason Kayster

HR Manager

“We’ve seen a drastic decrease in staff absenteeism since implementing SmartWage. This has further improved since we rolled it out to all of our stores.”

Jodi Walker

Customer Success Manager

“The thing we love about SmartWage is that it gives our people flexibility when they need it.”

Lerashni Harisunker

HR Manager

“We use SmartWage because it’s simple, affordable and less admin. On top of this, it actually helps our staff.”

Nic Lister-James

“From an administrative point of view, SmartWage is a no brainer!”    

Robyn McCreedy

Administrative and HR Manager

“With SmartWage, our employees have flexibility and autonomy without having to ask the business for help.”

With SmartWage

Employees get

Simple and safe access to their money before payday. Employees can access their money within 60 seconds.

Employers get

Higher employee engagement and lower absenteeism. Employers can also track their employees' spending habits through our interactive employer dashboard.

What the media is saying about SmartWage

Make a difference in your employees’ lives today.

Give us a call

We would love to hear from you.

Fill out the contact form and we will be in touch

Email us

We would love to hear from you.

Give us a call

We would love to hear from you.

Email us

We would love to hear from you.

We will get in touch with you!