It is time for change

Empower employees by giving them access to their earnings.

80%

The % of employees that cannot make it to month end without taking on unsecured debt.

PwC Employee Financial Wellness Survey

89%

% of employees in South Africa that are concerned over their ability to pay bills and loans as of August 2020.

TransUnion

80%

The % of employees that cannot make it to month end without taking on unsecured debt.

PwC Employee Financial Wellness Survey

89%

% of employees in South Africa that are concerned over their ability to pay bills and loans as of August 2020.

PwC Employee Financial Wellness Survey

South Africa’s most affordable and accessible on-demand wage access software.

SmartWage gives employers the ability to offer their employees access to their wages as they have earned them.

SmartWage removes the administrative burden, risk and bias of administering employee advances.

SmartWage educates employees on how to manage their finances responsibly.

Trusted By

Employers that care for their employees.

How it works for Employers?

01

Setup

Our customer success team guides you through and hassle-free setup & onboarding process.​

02

Integration

We integrate directly with your payroll ensuring that transactions are seamless, secure and fully auditable. ​

03

Activation​

We manage the entire journey, from on-boarding, to transactions and queries. Our customer-centric approach makes wage-access simple.​

04

Transaction

Through USSD and Facebook messenger, your employees can access their earnings and use our interactive financial education tools 24/7.

6 ways employers benefit from SmartWage:

SmartWage changes lives. By giving your staff access to their earnings, employers see a number of benefits.

Research has shown that decreased financial stress leads to increased productivity.

Chat-based financial literacy training available in micro-modules to all subscribed users.

Employees having access to their earnings reduces the need to steal to get to the end of the month.

Employees are more loyal to employers who care for their overall wellbeing.

Employees have additional reasons to stay at the company having access to benefits like SmartWage.

Employees take more pride in a job that looks after them and a company that cares.

6 ways employers benefit from SmartWage:

6 ways employers benefit from SmartWage:

Research has shown that decreased financial stress leads to increased productivity.

Chat-based financial literacy training available in micro-modules to all subscribed users.

Employees having access to their earnings reduces the need to steal to get to the end of the month.

Employees are more loyal to employers who care for their overall wellbeing.

Employees have additional reasons to stay at the company having access to benefits like SmartWage.

Employees take more pride in a job that looks after them and a company that cares.

Testimonials

We work with a number of employers who have seen great results by giving their employees access to their earned salaries and wages. Don’t take our word for it, hear what they’ve got to say about SmartWage:

The quality and efficiency that the SmartWage team displayed during the onboarding process was amazing as well as the continued support they have shown my staff.

Nick Arthur,

Managing Director, Nutrapharm

Testimonials

We work with a number of employers who have seen great results by giving their employees access to their earned salaries and wages. Don’t take our word for it, hear what they’ve got to say about SmartWage:

I wish I had learnt of SmartWage sooner as it has allowed me to create a better relationship with my staff and has removed the burden of staff asking for and requiring advances.

Scott Chambers

Caltex Franchisee

Testimonials

We work with a number of employers who have seen great results by giving their employees access to their earned salaries and wages. Don’t take our word for it, hear what they’ve got to say about SmartWage:

 My experience with Smartwage so far has been excellent and I have found that my employees are able to better meet their financial obligations without seeking unsecured loans.

Luke Buckley

Spar Franchisee

Testimonials

We work with a number of employers who have seen great results by giving their employees access to their earned salaries and wages. Don’t take our word for it, hear what they’ve got to say about SmartWage:

The financial wellness resonated with me as I value how my employees are treated, and this reduces their risk of being taken advantage of by loan sharks.

Rob Nicol

CEO of AI Surveillance

Testimonials

We work with a number of employers who have seen great results by giving their employees access to their earned salaries and wages. Don’t take our word for it, hear what they’ve got to say about SmartWage:

It’s a simple concept that has made a huge difference to our employees’ lives. We’ve loved the educational resources, and our staff are now making smart financial decisions.

Chris Lister-James

KFC Franchisee

If you’d like to make a difference, get in touch.